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Last Sunday, we invited a couple of close friends to our house for a curry party. During the dinner chat, I learnt that our friend had invested in another property in a fairly popular location. As a high executive in a foreign bank, I believe she must have gotten a good package for her mortgage loan.

Many of us who own properties are tied with a mortgage loan at one time or another. Usually, we will put aside a certain of our monthly income to fulfill our commitment to pay off the loan. There are some who may have difficulties with budgeting and end up with a big fat debt with the inability to even fulfill the monthly commitment. That’s why a mortgage payment calculator is useful to do your own calculations in your planning process.

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BEAUTY salons have long held a certain mythology. In books and films, they are depicted as oases where women can laugh and cry, kibitzing under dryers while dishing on life and love. But sometimes it is not all “Steel Magnolias.” Read the rest of this entry »

Popularity: 71% [?]

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FOR most people, bathing in diamonds and gold is as likely an occurrence as washing the car with truffles. And yet it now appears that the endless search for smoother and younger-looking skin and the tireless acquisition of conspicuous signs of wealth have collided at the cosmetics counter. The result is an Read the rest of this entry »

Popularity: 21% [?]

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